Nan Watkins, a Vice President and Mortgage Originator at Citizens National Bank, recently achieved a prestigious certification from the American Bankers Association. As a result of completing 31 online courses, Watkins has received her ABA Residential Mortgage Lender Certificate.
The curriculum in this program provided Watkins with an opportunity to expand her knowledge in such areas as credit and tax return analysis, appraisal review, prequalification and underwriting as well as legal principles that support the mortgage process. According to the ABA, this program also emphasizes relationship sales skills in addition to the mechanics of processing mortgage loans, which enable lenders to be more successful in growing their line of business while also helping their bank to cross-sell additional services that would be of benefit to the customer.
With over 32 years of experience, Watkins has spent 25 of those years in mortgage lending, and has been a member of the Citizens National Bank team since 2016. In addition to this most recent ABA certification, Watkins is also a certified Home Buyer Education Counselor and a member of the Mississippi Mortgage Bankers Association.
She and her husband, Steve, are members of First Baptist Church in Philadelphia. They have two children and two grandchildren.
Founded in 1888, Citizens National Bank is an independent, Mississippi-owned community bank with locations in Meridian, Ridgeland, Madison, Flowood, Hattiesburg, Laurel, Waynesboro, Columbus, Macon, Kosciusko, Carthage, Philadelphia, Quitman, Southaven, and Olive Branch.
The bank has assets in excess of $1.3 billion and manages over $1.2 billion in its Wealth Management Division, which is committed to assisting clients with the accumulation, preservation, and transfer of wealth.